After a hailstorm, out-of-town crews show up knocking on doors. We are Mid-Missouri roofers out of Columbia, we will still be here next year, and we handle everything from the first look to the insurance claim.
Storm damage inspection and documentation - won't cost ya a thing
Detailed damage reports with photos for your insurer
Direct communication with your insurance adjuster
Help understanding your policy coverage
Accurate repair estimates that meet insurance standards
No out-of-pocket costs beyond your deductible
Storm Damage Roofing Answers
What should I do immediately after a hailstorm damages my roof?
After a hailstorm in Mid-Missouri, first document visible damage with photos from the ground. Do not climb on the roof. Contact your insurance company to open a claim, then schedule a professional roof inspection within 24 to 48 hours. Delaying inspection can allow water intrusion and secondary damage that your insurer may not cover. JBS Roofers offers complimentary post-storm roof checks and can meet with your adjuster on-site. Fall storms in Mid-Missouri can be just as damaging as spring severe weather — schedule your post-summer inspection before winter sets in.
How does the insurance claim process work for storm damage roofing?
The process starts with filing a claim with your homeowner's insurance. A licensed roofer like JBS Roofers inspects your roof and documents all damage with photos, measurements, and a detailed scope of work. Your insurance adjuster reviews the documentation and approves the claim. You pay only your deductible, and the insurance company covers the rest. JBS Roofers handles communication with adjusters and provides all necessary documentation.
How long do I have to file an insurance claim for roof storm damage in Missouri?
In Missouri, most homeowner's insurance policies require claims to be filed within one year of the date of damage. However, it is strongly recommended to file within 30 days and have your roof inspected within 48 hours of the storm. Early documentation provides the strongest evidence for your claim and prevents secondary damage from worsening.
Questions people ask us.
Does homeowner's insurance cover storm damage to my roof?
Yes, most homeowner's insurance policies cover storm damage including hail, wind, and fallen trees. JBS Roofers provides inspections that won't cost ya a thing and works directly with your insurance adjuster to document damage and file your claim.
How soon should I have my roof inspected after a storm?
You should have your roof inspected as soon as possible after a storm, ideally within 24-48 hours. Delaying can allow water intrusion and secondary damage that insurers may not cover. Call JBS Roofers at (573) 253-3549 for emergency response.
What does storm damage to a roof look like?
Storm damage includes missing or cracked shingles, hail bruising (dark circular dents in shingles), granule loss in gutters, lifted or curled shingles from wind, and visible cracks or holes. Interior signs include water stains on ceilings.
How long does a storm damage roof repair or replacement take?
Most storm damage repairs take 1-3 days. Full replacements typically take 1-2 days depending on roof size and complexity. JBS Roofers works efficiently to restore your roof and minimize disruption.
Do I need to pay anything out of pocket for storm damage repairs?
In most cases you only pay your deductible when using insurance. JBS Roofers works with your insurance company to maximize your claim coverage. We provide detailed documentation and accurate estimates that meet insurance standards.
